Southern Blondie

Life Update: I Lost the House

15 comments


Well, I didn't lose it, I still know where it is but it's just not going to be my house anymore. After my REALLY excited post where I was looking for office inspiration, things started to go south. In my naiveness, I thought house shopping was easy... clearly, I am mistaken. After a week of negotiations we finally found a spot that both the sellers and I could agree upon. Great (or so I thought). Once you agree upon a price and both parties sign the contract, the buyer (me) has 10 days to get an inspection done on the house. House inspections are not cheap by the way... we're talking $300-500 PER inspection. 

The sellers said that if there were any major issues with the house they would fix them... like big things. They told us this and I believed them. *mistake* 

The house inspection took two hours, which was good because it was very thurough, but I also had to take an afternoon off work which I really hadn't thought about when planning it. My inspector was great, he looked at everything, tooks photos of the house, and wrote a very detailed report on what needed to be fixed. It even came in a PDF report that speaks to me because I love a detailed report. 

His list was something like this: 


  • **The roof is old and at the end of its life and should be replaced soon. 


                                  $$ CHA-CHING $$


  • **The electrical breaker box in the house is out of code and you can't get the house insured with its current state. 


                                  $$ CHA-CHING $$


  • **The HVAC unit needs to be cleaned out. 


                                  $$ CHA-CHING $$


  • **The chimney needs to be cleaned to make sure no fires are possible. 


                  $$ CHA-CHING $$ $$ CHA-CHING $$ $$ CHA-CHING $$ 

And a few other smaller things that were very minor but still made your head hear 'cha-ching'. 

We (and by we I mean my realtor) sent the insepction to the other realtor and sellers. We didn't even ask for anything in the beginning - we asked that they let us know what they are willing to fix. *mistake* 

Their reply? We aren't going to fix any of those things. 

*mouth drop* 

You're telling me, that YOUR house that you have LIVED in for six years needs major repairs and improvements and you aren't willing to do ANYTHING? You haven't taken care of it for SIX years and now it's a prized pocession? We sent back a counter that said if you pay for half of the roof and more of the closing costs we can keep going, otherwise we need to terminte the contract. 

The house was already on the higher end of the market for the neighborhood so you can't put too much money into it you will lose it. This isn't going to be our forever home, but this isn't going to be a money pit either. It's good to have equity, but not at the cost of going upside down on a house.

After a generous offer for their house and a generous repair offer, they just proved too difficult and stubborn about their house, which is fine and their perogative. However, it's not my place to pay for their house problems that they haven't taken care of in SIX YEARS. I am bummed and clearly resentful. One blog reader told me not to get too emotionally invested and she was right because I really got invested in that house. After terminating the contract we went and found another house that was BETTER... put in an offer and it was rejected an hour later because there had been three offers in one day and someone offered full price. We looked up the previous owners of the house and it had been a nasty divorce (you can find these things out when your boyfriend is in law school and he's learned all the websites for research). Do I want to live in a house with a bad juju? Nope. 

So the search continues... I know, I know... 'The right house will come along at the right time.' Sure. It probably will, but today it sucks because I lost two houses in one weekend and now it's like starting all over. (I'm also out a few hundred bucks which could have been a really great new coat or pair of boots.) 

I've been SnapChatting all of this throughout the journey. If you want to follow along, add me: maeganclark. 


Positive vibes are needed - Please, everyone, tell me that I will find a BETTER house and it will be PERFECT and then I can paint an office my beauitful dark turquise.  

SHARE:
15 comments

August Shopping Deals

15 comments
I love a good deal, in fact, my boyfriend always makes fun of me because I can get anyone to lower a price and only shop using E-bates, Honey and any discount code I can find online. It's not that I can't afford nice things, but if you can get a nice thing at a deal then you can afford to get another nice thing! Does that make sense? 

Since I've been super stressed out about buying a house the past few days, I've been making GREAT life decisions of online shopping. Nothing like knowing you have to scrape around money for a downpayment to make you want to spend money on things online. Somehow I don't feel bad about my online shopping problem because I feel like I am 'saving' so much money... Let that twisted philosophy sink in.

But, since I am going to do it anyway, I might as well share some good deals I have found over my sleepless nights... 

PAIGE 'Transcend - Bell Canyon' High Rise Flare Jeans 



I LOVE Paige Jeans,but to be honest, I can only afford them when they are on sale. Nordstrom is currently offering these jeans for $89.90 and they retail for about $180. HELLO. BUY!

NuMe Curling Wands


NuMe is offering 70% off any curling wand until the end of August! Just use this link and the code ITSONLY70 for a 70% discount AND free shipping. DOUBLE WIN.

J.Crew Factory


J.Crew Factory has been having a lot of sales online the past few days. I used the code GOODJEANS last night and got 20% off my total of $100. Saved some cash!

Tobi





Tobi has been offering 50% off their entire site, though I think it has already ended. However, if you've never shopped there than you can signup with your email and your first purchase if 50% off! Worth it because they have some good trendy pieces that are made of good quality. One of my favorite jackets is from Tobi.

Beauty Box 5 



I blogged about this last week, but you can still get a free eyeshadow with your September Beauty Box subscription. It's $13 and the products are actually good. No bullshit. Click here for my review, or use this link for the free eyeshadow with a subscription

ALSO - You have to signup for Ebates if you haven't. It's FREE money back. So many of my friends use it and if you don't then you should too. Signup with my link here

SO - what are your good deals and coupons for the month? I am working towards buying a house so I need some good deals to keep my online shopping habit alive and well, yet budget friendly! 

SHARE:
15 comments

When You Become a Grownup ... You Buy a House

13 comments
So here's the thing - no one tells you when you become a grownup. There's no magical age associated with it, there's no certificate and no ceremony. Somewhere along the way it just kind of happens... Let me be really honest, becoming a grownup was a very, very slow process for me. I haven't really been in a hurry for a grown-up life when it comes to marriage, kids, buying a house or anything else really. 

But there will be a moment that you think to yourself, "Oh sh*t, I am an ADULT." and then you are one and all of these adult decisions start to happen. Like... one of my recent decisions is ... well... I am going to buy a house. 

... Taking a deep breath because now it's REAL. 

After six years of living in the same apartment, I came to the realization that I'm ready for more. Living in this apartment complex has been great, and easy, and convenient, and safe. I'm really going to miss it actually, but I'm ready for more. I'm ready to be able to paint, and decorate, and have more space, and have a yard, and all of those things that people get to do in a house. I'm ready to pay money to own something. 

It's terrifying, it's exhilarating, I have no idea what I am dong, but this process has taught me SO much! I had no idea how all of the steps it takes to buy a house. 

AND, the most exciting part is that I get to decorate it just like I want it! For instance, the current owners 'baby room' is going to be my office. So if you have your own 'office makeover' post, or you have seen cute ideas, send them my way! 


I'm thinking about painting this baby room ... 


A deep turquoise color! Thoughts? Any budget friendly tips you can share?

Also, have you bought a house? What was your experience and what should I keep in mind as we go through inspection, etc? 

Let me know in the comments!

SHARE:
13 comments

Beauty Box 5 Subscription Review

13 comments
I love a subscription box... clearly, if you read this then you know I love StitchFix, Trunk Club, last year I blogged about trying the beauty box Ipsy and now... I'm going to share the Beauty Box 5. This beauty box was new to me, but since I love to try new things I thought why not.

**If you want to try the Beauty Box 5 use this link and get a free eyeshadow! It's only $12 a month (includes shipping)!




















Here's the box! I LOVE presents so I think that's why I love subscription boxes because I'm getting a lot of surprise presents at once. 


Rose gold tweezers? Yes, please. These tweezers are so pretty and they are actually really nice and sturdy. 
Retail: $12. 


The only tanning I believe in is self-tanning. For so long I've meant to pick up one of these little mini mitts for my face but now I don't have to! I was really excited to receive this to try it with my self-tanner. 
Retail: $4.95 


This is a new brand for me that I have never heard of, Hikari. This champagne colored eye shadow is really, really pretty. It's buildable, so it's great for a highlight below your eyebrow, or you can build it on your lid for a great glow.
Retail: $13


My makeup brush collection is the saddest thing in the world. This round blending brush is great for eyeshadow or a highlight. It's so soft and it feels like it's really well made. 
Retails: $10 


Another brand that I hadn't heard of, Chella. This is a taupe eyebrow color pencil, and is fantastic! My eyebrows are pretty neglected at times so I'm so excited to try something to define the brows for once! 
Retails: $18 

Everything included in my Beauty Box 5 was a full-size product. The total of the products equals $60! This beauty box only cost $12 a month. The tweezers alone were $12. I really liked this box and all of its products because I will actually use them and not toss them aside in a sample pile. 

If you want to try this, use this link and you will get a free eyeshadow added to your box!

OK - what subscription boxes do you love that I need to try? And what coupon codes do you have for me to try them?? 

SHARE:
13 comments

How to Feel Smarter Every Day

16 comments
Every weekend I tell myself I'm going to get my life together, and every Monday morning I wake up asking myself why didn't I do more to prepare for the week. I'm never going to be the person who puts together their outfits before the week, spending all Sunday working on meal prep is not my thing, and, let's be real, I'm not going to get up early on Monday to go for a run. 

What works for me? Well, having clean clothes, making sure I have my Special K Red Berry cereal for breakfast and knowing that everything I need to know will come to me in my email. 

My mornings start out something like this... 

The alarm goes off, I press snooze once or twice, then I find the remote and turn on Good Morning America (GMA). I stagger out of bed, turn GMA on louder so I can shower and get ready. While I am blow drying my hair, or putting on makeup, I do a few things that help me feel smarter before the work day. Grab a bowl of cereal, grab my iPhone and start reading ...


The Skimm




I read the Skimm every. single. day.  The Skimm is a daily email newsletter that makes it SO easy to feel smarter when it comes to global & U.S. topics. Don't get me wrong, I love a good NY Times article, but this sums up that article so if you're short on time you're not short on knowledge. 


Here's a sample of part of the daily email newsletter. It's free to signup - and you can be part of a great community. Signup to the Skimm for free here. 


Morning Brew 



My second email that I read every morning is the Morning Brew. This daily e-newsletter is really focused on business and is focused for millennials (which is just a buzz word because it's great for everyone).  The Morning Brew breaks down the market, what's happening with the U.S. economy, and gives good overviews of things that are good to know. 


Here's a little screenshot about what's including in the Morning Brew e-newsletter. You really can't go wrong for signing up for the Skimm and the Morning Brew. Signup for free here.


Digit

So Digit is a little different than the other two because Digit saves money without you having to think about it. How does it make you feel smarter? Digit sends you a daily text message with how much money is in your checking account and saves you money without you realizing it. AND THIS IS FREE.

Here's out it works. You signup for a Digit account here. Then you enter in your banking information. This is safe, I promise, I did a lot of researching about it before I trusted anyone with that kind of information. Next, they send you a daily text every morning with your updated checking balance. 


Now, here's where the savings part comes in... Let's say you spend $40 on eating out on Friday night... Digit might take out $12 the next day and save it in an account. If you get paid on the first of every month, Digit will start to take out a little money before you get paid and save it. It learns your spending habits and starts to save from there. If it's not saving enough for you then you can choose to be a little more aggressive. If it's saving too much, then you can tell it to slow down a little. It's up to you and your spending habits. One friend of mine has saved up enough for a fancy new pair of shoes. I use my Digit savings for travel. Seriously. Try it. 

Signup for Digit today. 

Also, this weekend I saw Dolly Parton in concer with my mom. It was AMAZING, and I LOVE Dolly. I even bought a $40 t-shirt because I couldn't imagine leaving there without that piece of memorabilla. So, if I don't have time to meal prep for the week, that's OK, because I have a memory that's so much more than a fridge full of cut up veggies. 
A photo posted by Maegan Clark (@maeganclark) on




The Skimm, Morning Brew and Digit are three things I do every morning to feel prepared for the day. What do you do to feel smarter and feel ready for the day/week? 


SHARE:
16 comments
Next PostNewer Posts Previous PostOlder Posts Home
BLOG TEMPLATE CREATED BY pipdig